| Lifeinitaly.it Italian real estate mortgage to non italians, to buy , restore, build, residential properties in Italy
Brand by Ugo Vagniluca Mediatore Creditizio nr.45214 & Agente Finanziario nr. A483
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List of Documents required for ask The Italy Mortgage
Borrowers : - Copy of passport (page with photo, number, expiration date ) - Copy of Birth certificate - Copy of Certificato del codice fiscale (Italian fiscal code number) , You can have it by the Italian's Embassy or Consulate in your country Note : >> married women should only use their maiden names << - Copy of divorce contract and agreement (if existing) - Certification regarding marriage tax situation (separation of property if applicable) - Copy of the last two years individual income tax return or Inland tax revenues , or P60 or Certificat de Salaire or Lohnausweis für Steuererklärung , or equivalent module which you declare your monthly income for pay the taxes on your country, - Copy of job contract, or a regular employment declaration issued by a payroll technician or job director (employees) - Copy of pay slips of the past three months (employees) - SELF EMPLOYED ONLY : statement issued by Certified Accountant (on headed notepaper) confirming nature of business and regular payment of income tax over previous three years - Copy of last six last months bank account statement on bank paper - ( and company , for officials with legal liability for the company ) - Reference letter issued by your bank , with general information , for all your bank account >> here the guideline txt << - Reference letter issued by the bank or the financial company , for all existing mortgage/Loan/Car Leasing >> here the guideline txt << - Full Credit Bureau or Credit expert - Italian Bank account contract or available statement , with IBAN code (for direct debit charge ) - Copy of funds certification (if existing), pension retirement, share . - Copy of all other Loan, Mortgage, car or other Leasing contracts, with Payment receipt of the past three monthly installment. - Copy of home registry certification for all yours properties outside the italy , particularly for your living home : two photo and plans - Regarding your living (residence) situation , if you live : 1.) in a rented house or apartment , provide a rent contract with receipt of the past two monthly rent payments 2.) in a owned house or aparment , provide copy of registry certificate
NOTE : more documents can to be request , according bank request
Italian property :
If your seller , need from you a compromesso signature , and you do not will take a purchasing obligation before have the mortgage approval from the bank , you can use this >> compromesso specimen <<
- Seller's title of property (Atto di provenienza) - Property visura catastale , issued by Ufficio del Territorio, not older than three months - Home plan rilievo catastale , issued by Ufficio del Territorio, not older than three months Note : the HOME must be certified as residential ( ex rural homes newly certified as residential are acceptable) - Land Property planimetria catastale , issued by Ufficio del Territorio, not older than three months - For restoration and buiding ONLY : architect or surveyor (plan designer ) , coordinates - Three outside + three inside property photo , or three Plot photo
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>> Klick here to Go back to Italy Mortgage Guideline <<
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME Your home may be repossessed if you do not keep the mortgage installments |
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