| date: 2011-03-23 |
name:
Gabrile Monti |
subject:
Ugo |
Ho vissuto 15 anni all'estero, tra cui 10 nel Regno Unito . Avendo l'idea di acquistare un appartamento nella mia città natale per il futuro e un eventuale rimpatrio, cominciai a cercare di ottenere un mutuo, ma presto mi resi conto che le banche chiedevano documenti italiani che comprovassero i miei redditi , cosa resa ancora più ardua visto che mia moglie è straniera extra EU.
Ugo mi è stato consigliato da una mia cliente inglese che aveva acquistato un immobile in Abruzzo. Ugo è stato in grado di ottenere un mutuo da una banca italiana a un tasso vantaggioso.
Ugo si è reso sempre disponibile, rispondendo a tutte le email in modo molto tempestivo, e spingendo tutte le parti interessate fino al completamento del rogito.
E' stato possibile fare tutte le carte per via telematica, fax, scansioni, email, telefono, per me molto vantaggioso visto che sono residente all'estero, e mi sono recato in Italia solo per la firma del rogito.
Ugo inoltre conosce molto bene le complessità del sistema italiano e non mancherà di esservi d'aiuto in qualunque momento!
Quindi consiglio vivamente di usare i servizi di Ugo nel caso, come me, viviate all'estero da tempo e volete acquistare la vostra casetta in Italia, o per un investimento.
Gabrile Monti
London – UK
Traslator
www.language-lessons-london.co.uk
|
| date: 2010-04-13 |
name:
Marcus Consolini |
subject:
Getting the job done! |
While I was able to find the apartment I wanted in Italy, I never would have been able to manage the maze that is the Italian Banking system if it were not for Ugo. I presently have spent many years living in Asia and understand the concept of knowing the inns and outs when managing the system. I never thought that I would need to have the same level of expertise when dealing with a first world country such as Italy. Ugo was that expertise that I needed and without him there is no, and I mean NO way, that I would have succeeded in my purchase of a flat in Umbria.
Disaster after disaster was recovered because of Ugo's knowledge of the system, personal perseverance, and ability to get things done. The first mortgage application missed my target loan amount as the result of Italian laws changing mid-stream (and after it had been approved), the second mortgage application was a negotiation that would still be going on if it were not for Ugo. On top of that Ugo answered emails at all hours, managed faxes when they came through and had the patience to tell me that for one day, out of the many that we had been engaged in this process of completing my mortgage, he would not be available because his wife was having a baby.... and then he sent me a picture of his family! Amazing!
Truly the calm of the storm. Thank you very much! I am more than happy to speak to anyone on the many merits that Ugo and his service bring to the table!
Grazie Ugo!
Marcus C. Consolini
Head of Account Management
Macquarie Capital Securities Limited
Tokyo/Japan London/England
|
| date: 2010-01-15 |
name:
Alan & Karen |
subject:
Ugo |
Ugo was recommended to us by friends who had recently been guided through the mortgage application process in Italy by him and they gave him a glowing recommendation along with some insights about his attention to detail and his will to keep the application moving at all times. We found this to be completely the case - Ugo is 100% reliable even when we were not - life gets in the way sometimes - and his communications are more than regular so you never have to ask about what's next. It is a little weird dealing with it all over email but the testimonials speak for themselves, so it soon becomes natural. Ugo is the reason we are now building our place rather than just planning it and waiting for the exchange rate to change & that says it all really - this guy makes things happen !
Alan & Karen, UK
|
| date: 2009-07-09 |
name:
Pietro Memmo |
subject:
Ugo |
Simply put, without Ugo, we would not have gotten the needed financing for a dream villa that my wife and I purchased in Calabria. When we initially decided to purchase the villa, we had no idea how difficult it would be for an American to get a mortgage in Italy under "normal" circumstances. In our case, it was in August, 2008 when we finally decided to proceed with the purchase. Little did we know that over the next three months, the world would experience the worst financial crisis since the Great Depression, and European banks had basically shut off mortgage financing not only for local residents, but also for international purchases. This did not deter Ugo. He was able to successfully secure a mortgage for us, knew all of the abundant paperwork that would be needed and basically guided us the end. Thank you Ugo, you are the best, and I would recommend you to anyone.
Pietro & Catherine
New York - Usa
|
| date: 2009-01-27 |
name:
Nathalie & Graham |
subject:
Ugo |
If you are reading this references page, you are most probably in the same situation we were last year. As foreigners, finding a mortgage to build a house in Italy was proving nearly impossible until we found Ugo. We had some reservations initially since it was the first time we were going to deal with someone we did not know but Ugo’s references turned out to be spot on.
His professionalism and patience (and 24/7 availability!) surpassed our expectations and he was committed to making our mortgage application come true.
His knowledge of the process was phenomenal and when problems arose, he always found a solution. In the end, it took longer than expected (given the Italian bureaucracy) but if it had not been for Ugo, we would most likely not have a mortgage to build our house today. We now hope that we will have the opportunity to meet with him soon!
Nathalie & Graham
Bethesda (Maryland-Usa)
|
| date: 2008-07-03 |
name:
Ed & Kathryn |
subject:
Ugo |
What more can we say then, "Without Ugo, we would have never obtained a mortgage for our reconstruction." Read the other referrences and it is all true. Ugo works around the clock and on holidays. He helped us at every step and now we have our mortgage and our reconstruction has started.
Thank you Ugo!
Ed & Kathryn
(New York-Usa)
|
| date: 2007-10-30 |
name:
Dawn & Andy |
subject:
Ugo |
It's a miracle. Ugo did it.
We're self employed with an internet based business. English, living for three years in Canada.
Accounts in the UK, accounts in Canada, all mostly in the red.
Documents all over the place and not easy to get hold of once we were living in Italy.
Ugo pushed all the way and without his effort we would not now be living in our dream house in Le Marche.
If this man can't get you a mortgage, no one can.
Dawn & Andy
(Canada)
|
| date: 2007-09-26 |
name:
Domenico Antonelli |
subject:
Grazie Ugo! |
After having lived in the US for most of my life I decided to move to Rome, Italy, and the adventure begun thanks to Ugo.
I cannot thank Ugo enough for assisting me in the purchase of my new home in Italy. When everyone is “out to lunch” or celebrating a holiday, Ugo is always on target. Many times my questions were answered within minutes, regardless of time and day, and even during his vacation. Besides being ALWAYS available, Ugo is also extremely familiar with all the intricacies of Italian real estate purchase and all the US documents required to fulfill the bank requirements and more……
I like to “shop around” for all my investments, and tried to do the same when I decided to purchase my house in Italy. However, I very soon realized that there is no comparison in the professionalism, experience, availability, courtesy and resources when one compares Ugo’s services to the others available. Many profess to be able to get you a mortgage, but when they ask you for a “Stato di Famiglia” ( an Italian document listing all your family members) you realize they are not familiar with the documents that are customarily available outside of Italy and soon realize what a precious resource Ugo is.
I would like to officially thank Ugo on this public forum for making my Italian wish come true.
Grazie Ugo!
ing. Domenico Antonelli, PE
Director of Construcion Execution
Studio Costa and Partners
Rome, Italy
|
| date: 2007-07-30 |
name:
Elizabeth and Curt Garrigan |
subject:
Ugo |
We cannot thank Ugo enough for all of his assistance throughout our purchase. From the beginning, he patiently helped us find a mortgage for our property, and on better terms than we had been told were available. His expertise and patience were exactly what we needed to guide us through the entire process. He was always available to answer questions, and to give the bank- and us- the extra push needed to get the purchase completed. Our endless questions, often in desperation, were always answered promptly, graciously, and frequently with the sense of humor necessary to help us keep our sanity throughout the entire process. Thank you.
E. and C. Garrigan
Nashville (Tennessee-Usa)
|
| date: 2007-07-13 |
name:
Michelle Meadows |
subject:
Ugo a professional who is to the point and gets stuff done!!! |
The reason you are reading this is probably because you are looking for a mortgage abroad. I must warn you if you do go ahead with a mortgage then be prepared, it is a little like having a baby, a nightmare till the birth, however once you have it, the pain / stress / worry is quickly forgotten.
I contacted Ugo asking for help to buy a property in Italy with 3 friends, he went out of his way to help us with a mortgage, unfortunately it was not meant to be and it fell through. This however was the point where my partner and I decided that we wanted to relocate to Italy regardless… We found a house, we bought the house and then realised that we needed money to renovate the house. I contacted Ugo explained the situation and asked if it was possible to get a mortgage for renovation purposes, he said yes and away we went. The process took about 6 months; this was mainly due to my working full time as a teacher and not being able to get the information to Ugo very quickly. Had I been capable of sending the information as he requested it, I think this could probably have been done in 2 – 3 months.
My reasons for relocating to Italy are firstly to move to the country where I can actually enjoy a more peaceful life, secondly to be closer to my family, thirdly getting away from the rat race found in a big city such as Manchester. I plan to become a painter and decorator, as well as working together with a local builder to help renovate properties for foreigners buying properties in the Abruzzo area. My partner will be setting up a dog Kennelling facility for expats wanting to board their animals, there will also be an animal rescue facility attached to this, we are hoping that the profits from the boarding business will fund the rescue facility.
Ugo is a gentleman and he calls an ace and ace, there is no messing around, he will be blunt and to the point and will guide you through the process in a way that makes you feel your hand is being held. He is a terrific professional who is honest and gets the job done. You will be asked for a lot of documents and sometimes you wonder what the need for this is, however if you stick with it and trust Ugo, it will go smoothly.
If you are struggling with decisions and want to chat about Ugo’s services or moving to Italy, please feel free to contact me Shelly Meadows , if I can help or point you in the direction of someone who can I will do.
Michelle Meadows
(England)
|
| date: 2006-11-14 |
name:
Corrado Fasano |
subject:
Ugo |
Sono un Italiano residente in America , nello stato del Colorado, circa sei mesi fa decisi di acquistare una proprietà in Piemonte, nelle Langhe , cosi provai a contattare direttamente una Banca Italiana la quale dopo avermi richiesto tutta una serie di documenti non si è neanche disturbata a richiamarmi, nell'ultimo messaggio ricevuto , l' impiegato addetto alla mia pratica , mi comunicò che stava andando in vacanza e che un suo collega mi avrebbe contattato.
Poi fortunatamente ho scoperto il sito web di Ugo e dopo averlo contattato ci mettemmo al lavoro subito .
Il sig. Ugo offre un servizio eccezionale di prontezza e professionalità nei dettagli di tutta l`operazione, se mai dovrò acquistare un'altra proprietà in Italia sicuramente chiederò a Ugo di fare il Mutuo .
Per qualsiasi informazione non esitate a contattarmi
Corrado Fasano
Boulder (Colorado-Usa)
|
| date: 2006-06-12 |
name:
Jennifer & Tim Franklin |
subject:
Open reference for Ugo Vagniluca |
We found Ugo on the internet. We were looking for a mortgage with which to purchase and redevelop a run down property in Piemonte. In the UK we had had trouble finding a bank that would do that anywhere but France or Spain.
When Ugo tells you he is available 24 hours a day, 7 days a week you need to take this seriously. We have sent emails in the middle of a Saturday night and had the reply waiting for us by breakfast the following morning.
The trouble is that in the beginning we fretted that Ugo was making up the rules as he went along. Surely the rules cannot be THAT strict or THAT stupid, but after six months in Italy we can assure you THEY ARE.
Ugo will guide you around the labyrinth of some pretty silly Italian rules, laws and regulations and you will, eventually, pop out the other end with the home of your dreams and all the right paperwork for the job. To buy a house in Italy, or indeed to do anything in Italy, you need to fell a tree or two as the amount of paperwork will astound you: However persist. It is worth it, trust Ugo and he will liaise between all the parties and the notaio’s office bringing it all together on the day. He will get you through whether you are fluent in Italian or not.
We could not have done it without him and retained our sanity!
Jennifer & Tim Franklin
England
|
| date: 2006-05-16 |
name:
Samantha Dunham & Roddy Newlands |
subject:
Ugo's services. |
We spent eight months waiting for the two 'English speaking banks' in Italy to make their decision not to aid our restoration dream for our little bolt hole in Italy! We are a young English professional couple who thought it would be so so easy to approach these banks directly .. how wrong we were.. Age, naivety and reliance that going direct must mean the best deal can in fact make things go very wrong - thank goodness one quick email to Ugo resolved all that.
Yes, there is a small fee of 120 euros however with that comes a choice of banks not just the usual two English speaking ones to chose from and a positive decision within two weeks of providing Ugo the necessary documentation! Amazing. With that comes utter professionalism, politeness, genuine good advice and even translation services! For anyone looking for a positive decision and an easy life we whole heartedly recommend you to take up Ugo's services.
Samantha Dunham & Roddy Newlands
London
|
| date: 2006-05-02 |
name:
Katherine Porter and Jacques DoBaTien |
subject:
Ugo |
Many thanks for your assistance and advice in obtaining a mortgage for our purchase of a holiday home in Italy.
The entire process from our initial meeting to determine what we could afford all the way through to the mortgage closing went very smoothly and we could not have bought the house without all your help!
You were always available for our questions and willing to explain all the details of the Italian mortgage process so that we felt comfortable with the terms of our obligation.
We’ve spoken to many people who like ourselves wanted to buy a house in Italy and we’ve told them to make sure to contact you to handle the financing!
We look forward to having you stop by our beautiful house and see us when we’re in Italy!
Katherine Porter DoBaTien, CPM
Vice President, Property Management
Bernstein Management Corporation
5301 Wisconsin Avenue, NW
Washington, DC 20015
|
| date: 2005-07-19 |
name:
Susan Armstrong |
subject:
Ugo Vagniluca |
How long did I wait to get a telephone? Oh yes, eight months! And I believe that I would still be waiting for one if it were not for Ugo Vagniluca. This was just one of the many things that Ugo was able (and willing) to do for me.
I was fortunate enough to meet Ugo when I was searching for mortgage for the house I wanted to buy. I spent several frustrating months searching for one until a friend recommended Ugo. I had signed a contract that explicitly stated that the house purchase would be completed by October 28 or it was void which meant that the sellers could raise the asking price. After several frustrating months of searching for a mortgage, I was concerned that I was going to lose the house. A friend then recommended Ugo, who offered me a mortgage and money toward renovations. In less time that I could have ever imagined, Ugo completed the paperwork (and you think that it's bad in the US?) and the purchase was finalized on October 28.
So I have Ugo to thank for my house and my telephone.
Thanks Ugo,
Susan Armstrong
|
| date: 2004-12-23 |
name:
Jennifer Harris and Joe Sliskovich |
subject:
Heartfelt Thanks to Ugo Vagniluca |
We want to extend our thanks for helping us obtain a mortgage to purchase our dream house in Italy. From our first (and only!) phone call, your competence inspired confidence and your follow through was immediate. It is amazing that we were able to conduct the entire transaction over the internet and that is due solely to your hard work and diligence.
We are both lawyers in the United States and have been involved in countless mortgage transactions. We have never worked with an agent or mortgage broker who is as competent as you. We appreciate your calm, persistent approach and your creative solutions to the problems that inevitably arose before we even realized there was a problem. And, just when we thought it could not get any better, we would find an email from you telling us that our interest rate had gone down! The rates you made available were superior to any other rates we were quoted.
This transaction was a pleasure and we thank you sincerely for your help in making our dream a reality.
You are the best! We can?t imagine why someone would waste their time working with anyone but you.
Warmly,
Jennifer Harris and Joe Sliskovich
|
| date: 2004-07-27 |
name:
Sarah & Paul |
subject:
Ugo Vagniluca |
For several months we tried in vain to get a restoration loan for our property in Italy.....then we found this site and contacted Ugo. Now we have the money we were looking for!!
Ugo's was always on hand to answer our questions and was extremely attentive and professional throughout the process.
We can wholeheartedly recommend him if you're needing funds for purchase or restoration.
Sarah & Paul
Hong Kong
|
| date: 2003-10-21 |
name:
Mitchell Levine |
subject:
Ugo Vagniluca |
I can highly recommend the services of UGO.
He is totally attentive to all of the many details necessary to purchase and finance a home in Italy.In particular, he is an excellent intermediary between an American buyer and the many potential obstacles which the Italian/european legal and finacial institutions interpose. Ugo is ALWAYS AVAILABLE with expert advice.
For the American with little or no experience with european business practice , Ugo's help is invaluable.
Mitchell Levine M.D.
Director of Neurosurgery
The New York Hospital Queens
|
| date: 2003-06-26 |
name:
Dorys Rodriguez |
subject:
Tramites para conseguir un mutuo |
La amplia experiencia y profesionalidad de Ugo Vagniluca permitieron que los tramites burocraticos para conseguir un mutuo fueran mucho mas agiles, y expeditivos, definitivamente su toco personal es muy valioso.
Dorys Rodriguez
|
| date: 2003-01-27 |
name:
Andreas Sax |
subject:
Highly recommended! |
It was a long battle for us to get our dream property financed, and without Ugo Vagniluca, we probably wouldn't have succeeded. The most valueable feature for us - besides his indisputable expertise in all aspects of the bank and real estate business - was his patience and helpfulness even when things started getting really complicated - not to forget the fact that he seems to be on a 24 hour duty, permanently reachable via fax, phone and e-mail. So - yes, Ugo is highly recommended!
Mag. Andreas Sax - Campaign Director
VIER PFOTEN- Animal protection organisation
Vienna, Austria
|
| date: 2002-12-30 |
name:
Charles Puglia |
subject:
Accolades for Ugo Vagniluca |
I highly recommend the financial services of Ugo Vagniluca to anyone interested in purchasing/restoring a home in Italia. His professionalism, knowledge, competency, courtesy and efficiency were invaluable throughout the sales process. His ability to answer all of our questions promptly and in a concise manner helped us avoid costly mistakes.
He is a wonderful and practiced guide...a true ally.
Bravo!
Charles Puglia
|
| date: 2002-12-12 |
name:
Nancy Passaretti |
subject:
Nancy Passaretti |
For 6 months I had been trying to get a loan to purchase property near Todi. Having dual citizenship (American/Italian), I thought this process would be easy. Time after time, Italian banks refused to give me a mortgage because my earnings originated in America. Then along comes Ugo. He was recommended by a realtor. From the very beginning he knew what was needed and worked in concert with me to walk me through the process of fulfilling my dream of having a home in Italy with a view of Todi. Ugo is friendly, competent and reliable. No matter how many questions I had he answered them patiently. He helped me to jump the many hurdles required to get a mortgage which included restoration costs. Within weeks the process was completed. He was availble at all times. He continues to follow the process of money draws for restoration work. I highly recommend his services. Once again, Ugo is friendly, competent and reliable!
Nancy Passaretti
Provo (Utah-Usa)
|
| date: 2002-02-18 |
name:
David Freedberg |
subject:
Dealing with Ugo |
At every stage I was impressed by the professionalism, courtesy, and efficiency of my dealings with Ugo . Ugo Vagniluca and his friendly associates could not have been more helpful in obtaining a mortgage in the easiest and friendliest way possible. I would recommend this service to anyone wishing to obtain a mortgage or make a property purchase anywhere in Italy/Europe. The follow-up service has been impeccable too.
David Freedberg
Professor of Art History, Columbia University.
Director, The Italian Academy for Advanced
Studies in America at Columbia University
1161 Amsterdam Avenue, New York, NY 10027
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